How it works

From card to paid,
drawn to scale.

A deal runs in four stages. Below is each one in order: what you do, what NIL.CARDS does, and the rule that stage enforces whether anyone remembers it or not.

4
Stages
90%
Yours, flat
0
Unlabeled assets
Fig. 00 — The object, in four stages
Your card and the price menu wired into it. Every line keeps 90%, at the price you set.

A member card is a collectible object produced in four stages: build the card, brands book it, the member approves every asset, and the money splits 90/10 with an optional pledge to a verified cause.

≈10 minutes
Stage 01 · Build your card

Your story becomes an object worth collecting

Claim your card, post your journey — performances, wins, practice, daily life — and pin your best six to the showcase. Then set a price for each of three services, or switch any of them off. The photos you approve for AI work go into a separate vault, and that vault has no exit.

You do
  • Post your journey and pin your showcase
  • Set a price for AI Content, UGC Shoots and Social Posts
  • Choose the brand categories you'll work with — the rest never reach you
NIL.CARDS does
  • Hosts your public card at nil.cards/you
  • Screens content and keeps your city, never your address, public
  • Locks approved source photos in a vault brands can't see into

The guardrailBrands can browse your card all day — they can never download your face. Source photos never leave the platform, never train a model, and never appear in a deliverable you didn't approve. That's a storage rule, not a promise.

Fig. 01 — Profile → living card
Journey posts feed the card, showcase pins land, and the source vault stays shut.
Checkout → escrow: instant
Stage 02 · Brands book you

The money arrives before the work exists

A brand finds you by activity and accomplishment — not follower count — and orders from your menu at your price, plus a production fee that never touches your share. They pay the full total at checkout, and every dollar lands in escrow on a double-entry ledger, held per line item until you say so.

You do
  • Nothing. Really — no pitching, no invoicing, no chasing
  • See the booking appear with your price locked as ordered
  • Keep posting; your card is your pitch
NIL.CARDS does
  • Escrows 100% of the payment before generation starts
  • Snapshots your price — a later price change never touches an open deal
  • Generates finished assets from your vaulted photos only

The guardrailEvery transaction on the ledger sums to exactly zero — money is never created, lost or rounded away, only moved. Your price is snapshotted at checkout, so nobody renegotiates you after the fact.

Fig. 02 — Checkout → per-line escrow
The brand pays in full; the ledger holds each line separately until approval. Σ = 0, always.
Your call — nothing moves without it
Stage 03 · You approve everything

Nothing exists in public without your yes

The finished, watermarked render lands in your approvals queue with its AI label already baked into the pixels. Approve it and your money releases on the spot. Reject it — because it's off, or because you just don't like it — and the brand is refunded for that asset automatically. No penalty, no explanation owed.

You do
  • Review the finished asset, not a promise of one
  • Approve from your phone in one tap — it works from the email
  • Reject anything, for any reason, at no cost to you
NIL.CARDS does
  • Renders the non-removable AI-GENERATED label into every asset
  • Fingerprints the file (SHA-256) and pins your decision to that exact hash
  • Refunds rejected assets to the brand without being asked

The guardrailA published AI asset without its disclosure is impossible by construction — the label is part of the image and the database refuses the state. If a single pixel changes after your approval, the hash no longer matches and the approval is void.

Fig. 03 — Render → your decision
Approve and 90% releases; reject and the dashed road leads to an automatic refund.
Release on approval · payouts daily
Stage 04 · Get paid — and give back

The same numbers, on every screen

Your 90% releases the moment you approve. From there it's yours: watch it per deal on your dashboard — gross, fee, net — and let payouts run to your bank on their own. Pledge a share to a verified non-profit and it routes straight from the platform to the organization, never through your hands, counted on your card as verified impact.

You do
  • Connect your bank once; payouts run themselves after that
  • Read your earnings line by line — gross, 10% fee, net
  • Optionally pledge a percentage to a cause you love
NIL.CARDS does
  • Releases 90% of your price on every approval, flat, no tiers
  • Routes pledges directly to the verified organization
  • Computes your impact from real disbursements, not screenshots

The guardrailEvery figure on every screen is the same sum over the same ledger. The parts always total the whole, to the cent — and rounding never comes out of your share.

Fig. 04 — One booking, three destinations
A $100 booking: $90 wipes in first, the pledge routes direct, the rest rides to your bank.
Division of labor

Who does what

Four people touch a deal. None of them for more than minutes — that's the point of the machine.

Talent

≈10 min to launch
  • Builds the card, sets the prices, posts the journey
  • Approves or rejects every finished asset
  • Keeps 90% of every price they set

Brand

Under 10 minutes
  • Uploads a product and finds talent by real accomplishment
  • Pays once at checkout — escrow does the trust
  • Receives licensed, labeled deliverables. Never raw photos

Supporter

A few taps
  • Follows the journey and funds real goals
  • Donates in under a minute, message included
  • Gets updates from the experience they helped fund

Parent & guardian

Beta — in the blueprint
  • Signs the likeness consent before a minor's card goes brand-visible
  • Approves every asset, or pre-authorizes within hard limits
  • Holds a veto that outranks everyone. Including us
Hard lines

What the platform will not do

These aren't settings anyone can switch on. They are absent from the product — which is a different, and stronger, claim.

  • No DMs. Ever.

    There is no message table in the database. Brands book through structured offers; nobody can slide into anything.

  • No unlabeled AI

    The disclosure is rendered into the pixels server-side. There is no version of the file without it.

  • No raw photos to brands

    Source photos live in a vault the presign layer refuses to open for any brand account, at any permission level.

  • No instant-auto for minors

    A minor with auto-approve is a database constraint violation, not a support ticket.

  • No pay-to-rank

    Catalog ranking is completeness and activity. A brand cannot buy its way to the top of your search.

  • Takedown is immediate

    One tap unpublishes a published asset. It is an action, not a request form.

Questions

The ones that decide it

Still unanswered? Ask directly — a person replies, usually the same day.

What does it cost me?

Nothing until you earn. There's no listing fee, no subscription, no tiers — the platform takes a flat 10% of the price you set, and only when a deal actually pays. Brand-side production fees (AI generation, shipping, verification) are billed to the brand at checkout and never come out of your 90%.

Do I need followers?

No. Brands search by activity, accomplishment and location — first chair, state champion, robotics captain — not by follower count. Your journey feed is your proof of authenticity; your showcase is your highlight reel. The kid with 200 followers and a state title is exactly who this platform is for.

What if I hate the asset?

Reject it. Any reason counts, including no reason — the shirt, the lighting, the vibe, or just not today. Rejection costs you nothing, the brand is refunded for that asset automatically, and nothing you rejected ever exists in public. Approval of the finished asset is the product, not a courtesy.

Where do my photos actually go?

Into a private vault, and then nowhere. AI assets are generated only from photos you explicitly approved for that purpose, brands only ever receive finished, watermarked, labeled deliverables, and no model is ever trained on your likeness. Journey posts are yours too — they are never generation material unless you move one into the vault yourself.

How fast do I get paid?

Your 90% releases into your balance the moment you approve an asset — the money was already sitting in escrow, so there's nothing to chase. Connect your bank once and the payout runner sweeps your balance to it automatically. Your dashboard shows every deal as gross, fee and net, straight off the ledger.

I'm under 18. When can I join?

Alpha is 18+ while we finish the guardian system — and we won't launch minors without it. In Beta, a parent signs the likeness consent before your card can go brand-visible, approves every asset (or pre-authorizes within limits they set), and holds a 24-hour veto on everything. No DMs to minors, ever, is already built: the tables don't exist.

Next step

Ten minutes from now, your card could exist

Stage 01 is the only one that needs you at a keyboard. The other three mostly happen to you — in a good way.